TABLE OF CONTENTS
2 CHAPTER ONE
BACKGROUND OF THE STUDY—————————-2
STATEMENT OF THE PROBLEM—————————-3
OBJECTIVES OF THE STUDY——————————3
SIGNIFICANCE OF THE STUDY—————————4-5
SCOPE OF THE STUDY————————————-5-6
DEFINITION OF TERMS————————————-6
RESEARCH DESIGN AND METHODOLOGY——————-18
SOURCES/METHOD OF DATA COLLECTION—————–20
POPULATION AND SAMPLE SIZE—————————-21
VALIDITY AND RELIABILITY OF MEASURING INSTRUMENT————————————————————————21
METHOD OF DATA ANALYSIS—————————-22-23
PRESENTATIONAND ANALYSIS OF DATA——————-24
PRESENTATION OF DATA——————————-24-26
ANALYSIS OF DATA———————————–25-35
INTERPRETATION OF RESULT ——————————-35
5.0SUMMARY, CONCLUSION, RECOMMENDATION————
SUMMARY OF THE FINDING —————————-39-40
(According to Muru) In all human activities there are usually success and failure. Businesses, including banks are therefore no exception. In the period of loan as were experienced in the mid seventies thrived in an era of abundance and squander mamia. In such an era savings and investment are at their level-conditions favorable for banks to flourish and grow.
this period also, banks do not think of means of survival and sustenance. They
were all interested in building state of the art corporate entities to enhance
their image and giving out loans indiscriminating without adequate realizable
securities. On the other hand, when the lay daTa are over and down turns take
over, the orders of the day as a result of macro-economic condition.
The situation as at now attained a dimension that can best be described as “cries level in the banking sector which became characterized by default in loan payment, dis saving and massive fraud at management level.
to Abraham) He says in all human
activities, there is usually success and failure business including banks is
therefore no exception. In period of loan as were experienced in the mid
seventies thrived in an abundance and squander mania. In such an era savings
and investments are at their peak level conditions favorable for bank to
flourish and grow.
this period also, banks do not think means survive and substance. They were all
interested in building state of the art corporate edifies to enhance their
image and giving out loans indiscriminately without adequate realizable
On the other hand, when the lay days are over and down turns take over the orders the days arrive and banks failure become the order of the day as a result of adverse macro- economic conditions. The situation as at now attained a dimension that can best be described as “cries” level in the banking sector which became characterized by default in loan repayment,, dis-saving and massive fraud of management level.
CONSOLIDATION AN ACQUISITION A FINANCIAL OPTION TO THE PRODUCTIVITY OF BANK IN NIGERIA ECONOMY. (A CASE STUDY OF THREE SELECTED BANKS IN OWERRI IMO STATE)
OTHER SIMILAR BANKING FINANCE PROJECTS AND MATERIALS
A CRITICAL ANALYSIS ON THE USE OF FINANCIAL STATEMENTS IN ASSESSING THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIRST BANK NIGERIA)
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A STUDY ON THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLES POLICY IN PORT HARCOURT, NIGERIA
CHAPTER ONE INTRODUCTION 1.1. BACKGROUND TO THE STUDY One of the prerequisites for the development of national economy according to Ajayi et al, 2006 is by encouraging a payment system that is secu...Continue reading »
A STUDY ON THE IMPACT OF BUDGETARY CONTROLS ON THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIDELITY BANK PLC)
CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY AND PROFILE OF THE ORGANIZATION Following the uncertainties prevailing in the Nigerian business environment today, managers and stakeholders mu...Continue reading »
ANALYZING PERFORMANCE APPRAISAL TECHNIQUES IN UNION BANK NIG PLC
CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY In any evaluation of the condition necessary for the growth and survival of an organization, the role of performance appraisal is a strategic f...Continue reading »
AUDIT INDEPENDENCE: ENHANCING ACCOUNTABILITY AND TRANSPARENCY IN CORPORATE ORGANIZATIONS
CHAPTER ONE INTRODUCTION 1.1. Background of the study The subject of transparency and accountability in modern day corporate organizations has continued to receive attention as never before. It has b...Continue reading »
CREDIT MANAGEMENT AND ISSUES OF BAD DEBTS IN COMMERCIAL BANKS IN NIGERIA
The article on this topic (credit management and issues of bad debts in commercial banks in Nigeria) is an extract from literature review of the project material. The complete project work would be ma...Continue reading »
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