ProjectClue.com We're Ready, Call Us

(+234) 07030248044

Project Topic:

EVALUATION OF UGA MICROFINANCE BANK AWALASI, UGA BRANCH

Project Information:

 Format: MS WORD ::   Chapters: 1 - 5 ::   Pages: 67 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   11 people found this useful

Project Department:

BANKING FINANCE UNDERGRADUATE PROJECT TOPICS, RESEARCH WORKS AND MATERIALS

Project Body:

CHAPTER ONE

1.2     BACKGROUND OF THE STUDY

The history of micro financing can be traced back as long to the middle of the 1800s when the theorist Lysander Spooner was writing over the benefits from small credits to entrepreneurs and farmers as a way getting the people out of poverty. But it was at the end of World War II with Marshall Plan the concept had a big impact. The today use of the expression micro financing has it roots in the 1970s when organizations, such as Grameen Bank of Bangladesh with the microfinance pioneer Mohammad Yunus, where starting and shaping the modern industry of microfinancing (Wikipedia 2015).

In United States, microfinance institutions was developed in 1980s. They served low income and marginalized minority communities. By 2007, there were 500 microfinance organizations operating in the US with 200 lending capital (Wikipedia 2015).

In Africa the first credit union in Africa was established in Northern Ghana in 1955 by Canadian Catholic missionaries. However, susu, which is one of the micro finance schemes in Ghana, is thought to have originated from Nigeria and spread to Ghana in the early twentieth century (www.economicswebinstitute.org).

In Nigeria micro finance banking came into being in 2005 with the launching of the micro finance policy by the former CBN governor Professor Chukwuma Soludo. The policy was influenced by the globally acclaimed impact of micro finance in helping the economically active poor to exit the poverty threshold and thus leading to significant poverty reduction. Hence micro finance banking was introduced with the expectation that over time, it would in reducing poverty in the country (Ngutor Nyor, 2013).

In Anambra state, micro finance banking came into existence following the 2005 government policy which leads to the conversion of community banks to micro finance bank so many banks were given provisional approval while others were given final license (Chukwuma 2007).

In Uga micro finance bank came as a result of 2005 policy so Uga community bank was converted to Microfinance bank with provisional approval (Umunne, 2009).

1.2     STATEMENT OF THE PROBLEMS

Despite the importance of micro finance bank to the community, there has been complaint form both staff and customers regarding to

1.       The location

2.       The design

3.       Space

1.3     AIM AND OBJECTIVES

The aim of this study is o evaluate the location design and space of Uga micro finance bank building.

OBJECTIVES

1.       To determine a suitable location for Uga micro finance bank building.

2.       To re-design Uga micro finance bank building.

3        to create comfortable spaces in Uga micro finance bank.

1.4RESEARCH QUESTIONS

i        Is Uga micro finance bank properly located?

ii       Does the design of Uga micro finance bank functional?

iii      Does the spaces inside Uga micro finance bank comfortable ?

1.5     SIGNIFICANCE OF THE STUDY

The finding of this study will significantly contribute to the re-designing of Uga Microfinance bank.

          The study will also provide a suitable location for easy access for staff and customers. The study will provide a comfortable and ventilated spaces in Uga microfinance bank

1.6     SCOPE OF THE STUDY

This study is made to evaluate the location, design and space of Uga microfinance bank. It covered only Uga micro finance bank not Akpo microfinance bank.

1.7     LIMITATIONS OF THE STUDY

1.       Poor attention was given to the researcher because the bank were having their annul supervision by the federal government.

2.       Staff and customers list were not easily provided.

3.       Most customers did not return their questionnaire.

Get the complete project »

Instant Share On Social Media:

OTHER SIMILAR BANKING FINANCE PROJECTS AND MATERIALS

A CRITICAL ANALYSIS ON THE USE OF FINANCIAL STATEMENTS IN ASSESSING THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIRST BANK NIGERIA)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 72 ::   Attributes: Questionnaire, Data Analysis  ::   6695 engagements

ABSTRACT This project work is carried out to examine the contribution of micro finance banks to the development of Small and medium scale enterprises in Nigeria. The Brass micro finance bank is used a...Continue reading »

A STUDY ON THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLES POLICY IN PORT HARCOURT, NIGERIA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 76 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   3301 engagements

CHAPTER ONE INTRODUCTION 1.1. BACKGROUND TO THE STUDY One of the prerequisites for the development of national economy according to Ajayi et al, 2006 is by encouraging a payment system that is secu...Continue reading »

A STUDY ON THE IMPACT OF BUDGETARY CONTROLS ON THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIDELITY BANK PLC)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 80 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   6584 engagements

CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY AND PROFILE OF THE ORGANIZATION Following the uncertainties prevailing in the Nigerian business environment today, managers and stakeholders mu...Continue reading »

ANALYZING PERFORMANCE APPRAISAL TECHNIQUES IN UNION BANK NIG PLC

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 67 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   8452 engagements

CHAPTER ONE INTRODUCTION 1.1. BACKGROUND OF THE STUDY In any evaluation of the condition necessary for the growth and survival of an organization, the role of performance appraisal is a strategic f...Continue reading »

AUDIT INDEPENDENCE: ENHANCING ACCOUNTABILITY AND TRANSPARENCY IN CORPORATE ORGANIZATIONS

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 71 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   5080 engagements

CHAPTER ONE INTRODUCTION 1.1. Background of the study The subject of transparency and accountability in modern day corporate organizations has continued to receive attention as never before. It has b...Continue reading »

CREDIT MANAGEMENT AND ISSUES OF BAD DEBTS IN COMMERCIAL BANKS IN NIGERIA

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 68 ::   Attributes: Questionnaire, Data Analysis,Abstract

The article on this topic (credit management and issues of bad debts in commercial banks in Nigeria) is an extract from literature review of the project material. The complete project work would be ma...Continue reading »

What are looking for today?

WHAT OUR CUSTOMERS ARE SAYING:
  • 1. Vinatec Ict Global from delta state polytechnic, ogwashi -uku said "good,".
    Rating: Good
  • 2. Sani Tanko from Buk said "Excellent ".
    Rating: Excellent
  • 3. Musa Hassan from Yobe state University said "well acknowledge Write up".
    Rating: Excellent
  • 4. Fred Mbashi from Adamawa State University, Mubi said "Excellent service to humanity with integrity, keep it up.".
    Rating: Excellent
  • 5. Nkem K from Kwame Nkrumah University, Ghana said "Very impressive project work i got and they also delivered on time. Keep up ur integrity and transparency".
    Rating: Very Good
  • 6. Ibraheem Hauzbro from From university of Maiduguri said "Have nothing To say that thanks give to Allah ".
    Rating: Very Good

Leave a comment: