ProjectClue.com WhatsApp or Call Us

projectclue whatsapp icon07030248044

Project Topic:

THE APPRAISAL OF COMMERCIAL BANKS SECTORIAL DISTRIBUTION OF LOANS AND ADVANCES

Project Information:

 Format: MS WORD ::   Chapters: 1 - 5  ::   Pages: 50 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   3,760 people found this useful

Project Department:

BANKING FINANCE UNDERGRADUATE PROJECT TOPICS, RESEARCH WORKS AND MATERIALS

Project Body:

TABLE OF CONTENTS

CHAPTER ONE

1.0         INTRODUCTION                 

1.1       BACKGROUND OF THE STUDY

1.2         STATEMENT OF PROBLEM        

1.3         OBJECTIVES OF STUDY                         

1.4         SIGNIFICANCE OF THE STUDY            

1.5         LIMITATIONS OF THE STUDY                

CHAPTER TWO

REVIEW OF RELATED LITERATURE

2.1         HISTORICAL DEVELOPMENT OF COMMERCIAL BANKING IN NIGERIA                                   

2.2         STRUCTURE OF THE NIGERIAN

COMMERCIAL BANKS                 

2.3         FUNCTIONS OF COMMERCIAL BANKS

2.4         LOANS AND ADVANCES BY COMMERCIAL BANKS16

2.5         LOAN AND ADVANCES TO PREFERRED AND LESS PREFERRED SECTOR                        

2.6         IMPORTANT OF LOANS AND ADVANCES TO THE PREFERRED                                                           

2.7         FACTORS THAT AFFECT GRANTING OF LOANS

REFERENCES                                           

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1         SOURCES OF SECONDARY DATA      

3.2         LOCATION OF DATA                                             

3.3         METHODS OF DATA COLLECTION      

CHAPTER FOUR

FINDINGS                                                                            

CHAPTER FIVE

RECOMMENDATION AND CONCLUSION                  

BIBLIOGRAPHY                                                     

PROPOSAL

THE APPRAISALS OF COMMERCIAL BANKS

SECTORIAL DISTRIBUTION OF LOANS AND ADVANCES

            Commercial bank is a financial institution or banks that specialized in keeping money and other valuable safely and in granting short term loans, Advances to individuals and corporate bodies.

            This project topic in chapter I will state the introductory aspects of commercial bank and their ability to influence economic activities through creation and distribution of loans and advances to their customers being the preferred and less preferred sectors of economy.

            Chapter 2 will base on the evolution of commercial banks, their functions and the C.B.N. guidelines towards the distribution of loans and advances to the various sectors.  It will also state the objectives of commercial banks towards the distribution of loans and advances which is profit maximization.

            Chapter 3 will be the method which I will use on the research topic which is secondary data like Newspapers, textbooks and Journals for more information needed for the topic and for the topic to be well emphasize so that I will benefit from the information.

            In chapter 4. I will discuss the findings towards the topic like the solutions of the problems that will be encounter by Commercial Banks.

            Chapter 5 will discuss on the concluding aspects or parts of the topic which means how Commercial Bank should abide by the rules and regulation guiding them when lending which will put inflation to an end in our economy.

 

CHAPTER ONE

INTRODUCTION

1.1                   BACKGROUND OF THE STUDY

            I got interested in the topic of this project owing to the fact that the preferred sector of the economy is being marginalized in its attempt to secure loans and advances from the Commercial Banks.

            The Commercial Banks with their ability to influence economic activities through the creation and distribution of money has become the major focus of monetary activities.

            The Central Bank of Nigeria has through the years sought ways and means of mobilizing funds for the development of the country’s economy.

Though equipped with various instrument of controlling and directing credit, the Central bank has found the method of credit guidelines most effective in directing credit to specified sectors of the economy.

            Thus, the government has through the Central Bank succeeded in directing the Commercial Banks sectoral distribution of loans and advances.  It is not always easy to set guidelines and expect full compliance.  Guidelines have always been set to achieve certain objectives and the achievement of such objectives are always dependent upon full compliance by those affected by the guidelines. 

The Central Bank of Nigeria guidelines on sectoral distribution of loans and advances are aimed at developing the productive sectors of the country’s economy as well as curbing price inflation.

            The Commercial Banks who are expected to follow the Central Banks guidelines have their corporate objectives of making profits, the Commercial Banks have auxiliary objectives of meeting the demands of their shareholders, customers and government.

            Therefore, the research problem rests on whether the Commercial Banks will be able to show full compliance with the Central Banks guidelines in the light of the risk involved and the lending rate prescribed for lending to the preferred and less preferred sectors of the economy.

1.3         THE OBJECTIVES OF THE STUDY

            The objectives of this research project can be stressed as follows:

a.            To find out whether the Commercial Banks give out loans and advances to the preferred sectors of the Nigerian economy.

b.            To find out whether the Commercial Banks give out loans and advances to the less preferred sector of the Nigerian economy.

c.            To find out what makes up the preferred and less preferred sectors of the Nigerian economy.

1.4         SIGNIFICANCE OF THE STUDY

            This research project will be of immense benefit to the academic world in the sense that it will stimulate future research.

            It will equally be of immense benefit to the federal government of Nigeria in the sense that the activities of Commercial Banks affect the economy as a whole.

            The study will also be of advantages to the business world and customers who wish to know why they are not given long term loan as requested by them.

Get the complete project »


Instant Share On Social Media:


Can't find what you are looking for?
Call (+234) 07030248044.

OTHER SIMILAR BANKING FINANCE PROJECTS AND MATERIALS

A CRITICAL ANALYSIS OF CAUSES AND PROBLEM OF FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR (A CASE STUDY OF AFEX BANK PLC.)

 Format: MS WORD ::   Chapters: 1 - 5 ::   Pages: 68 ::   Attributes: Questionnaire, Data Analysis,Abstract

CHAPTER ONE INTRODUCTION The importance of capital as a necessity though not sufficient condition for economic growth is recognized in development economy where it is believed that the position of ...Continue reading »

A CRITICAL ANALYSIS OF THE USE OF FINANCIAL REPORT IN ASSESSING BANK PERFORMANCE. (A CASE STUDY UNION BANK OF NIGERIA PLC)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 72 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   5108 engagements

CHAPTER ONE INTRUDUCTION BACKGROUND OF STUDY A farmer, who plants corps, expects result, similarly to student who sits for examination expects results. The same 5 also true of an investor. For the ...Continue reading »

A CRITICAL ANALYSIS ON THE USE OF FINANCIAL STATEMENTS IN ASSESSING THE PERFORMANCE OF AN ORGANIZATION (A CASE STUDY OF FIRST BANK NIGERIA)

 Format: MS WORD ::   Chapters: 1-5 ::   Pages: 72 ::   Attributes: Questionnaire, Data Analysis  ::   18288 engagements

ABSTRACT This project work is carried out to examine the contribution of micro finance banks to the development of Small and medium scale enterprises in Nigeria. The Brass micro finance bank is used a...Continue reading »

A CRITICAL APPRAISAL OF CURRENT ASSETS MANAGEMENT IN PUBLIC LIMITED LIABILITY COMPANIES

 Format: MS WORD ::   Chapters: 1 - 5  ::   Pages: 80 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   3640 engagements

ABSTRACT This project examined the management of current assets in public Limited Liability Company. It is obvious that no company can perform well without good current asset management. This cares f...Continue reading »

A CRITICAL APPRAISAL OF CURRENT ASSETS MANAGEMENT IN PUBLIC LIMITED LIABILITY COMPANIES

 Format: MS WORD ::   Chapters: 1 - 5 ::   Pages: 55 ::   Attributes: Questionnaire, Data Analysis, Abstract

CHAPTER ONE 1.0 INTRUDUCTION: Current assets as one of the management tolls of business organization are very important in the proper function of business and achievement of organizational goal. Cur...Continue reading »

A CRITICAL ASSESSMENT OF THE SURVIVAL STRATEGIES OF DEPOSIT MONEY BANKS IN A DEPRESSED ECONOMY

 Format: MS WORD ::   Chapters: 1 - 5 ::   Pages: 68 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   1808 engagements

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Nigerian economy is faced with national and global economic challenges and as such, the financial institutions, especially the banking sector ha...Continue reading »

What are looking for today?

WHAT OUR CUSTOMERS ARE SAYING:
  • 1. Abubakar Sani from Nigerian Investment Promotion Commission said "I had a wonderful experience using ProjectClue, they delivered not only on time, but the content had good quality. I recommend ProjectClue for any project research work.".
    Rating: Excellent
  • 2. Ogunniran Olawale from Ekiti state university said "Projectclue is really safe and reliable Quick access to project works Nice customer service Fast delivery of request Recommend this toy fellow students ".
    Rating: Excellent
  • 3. Fahat Nasir from isa kaita college of education dutsinma said "Fish farming a solution unemployment ".
    Rating: Very Good
  • 4. Ajimbi Oluwarotimi from Theology school osun said "Good ".
    Rating: Very Good
  • 5. Clement Abdullahi Ogiji from National Open University of Nigeria said "I am a living witness and have recommended project clue to a lot of students, so far none have been disappointed, very reliable and, trustworthy and dependable".
    Rating: Excellent
  • 6. Jhuee from Sultan national high school said "Good quality. I recommend project clue for any project research work.".
    Rating: Excellent