Project Topic:

THE ROLE OF COMMUNITY BANKS IN THE RURAL DEVELOPMENT

Project Information:

 Format: MS WORD ::   Chapters: 1 - 5 ::   Pages: 77 ::   Attributes: Questionnaire, Data Analysis,Abstract  ::   1,131 people found this useful

Project Department:

BANKING FINANCE UNDERGRADUATE PROJECT TOPICS, RESEARCH WORKS AND MATERIALS

Project Body:

CHAPTER ONE

INTRODUCTION

Before the advent of community banking people used to bury their money in the ground as against thieves while some tie their own around their waist with their inner most cloth or wrapper and some also took their own to the shrine for its safety.  Many who wanted to said more then usually constructed very small wooden box which they called safe with a tings opening on it for putting money into it.

          All these measure were associated with a lot of problems because money kept in the ground may be destroyed by the termites the one kept in the sale once the box is stolen, the whole nominees are lost at once.

          Out since the advert of community banks in the rural communities, these problems help been improved people don’t use such primitive measure of keeping monies again but have embraced putting their monies in the adverted community banks which have channeled them to the Banking operational system as a modern means of keeping monies.

 

1.1            BACKGROUND OF THE STUDY

In other to improve and enlighten the grassroots programmes of local level economic growth and development, the government of Nigeria in 1990 budget speech introduced the establishment of community banks in the rural areas.

          The concept of a community bank is of a self sustainable financial institution, owned and managed by the community r a group of community for a primary purpose of providing credit, deposit, banking and service to member, largely on the basis of their self recognition and credit worthiness, this is in contradiction to the near total dependent of the banking credit facilities.

 

1.2            STATEMENT OF PROBLEM

For the sake of under development in the rural areas which was confirmed true and the financial resources is also true.

          The crummy problem is how to tackle or harness this economic resources for the growth and development of the rural areas, knowing that the resources are owned by the community dwellers.

          The banking sector as the primary sustainer of the nations economic existence is viewed as the most important and reliable sector of the economic

          With the present situation, as the case study of Enugu with out strageous economic empowerment with land and low income base, the risk of community banking is mostly that of ignorance and illiteracy which the banks are dealing with and the other aspect of infrastructural facilities which include electricity, water, roads and residential accommodation for the banking sector especially the staff residing at the rural areas.

          The delicate problem is that of delicate habit among dwellers like that of traditional saving mobilization e.g. Isusu.

1.3     PURPOSE OF THE PROJECT WRITING

          The purpose of this project topic is to note downs the roles which all these community banks perform for the rural development so that their needs in the communities would be brought to the book.  And for the communities to know the importance of the banks for the banks for the rural development.

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